The name on your credit report doesn't match your PAN or bank records? Here's why, and the right order to fix it — without creating a new mismatch.
Your credit report (CIBIL or another bureau) shows a name that doesn't match your PAN, Aadhaar or bank records. This usually happens because lenders reported your name slightly differently over the years, or because your name changed and not every lender updated it. Since credit bureaus build your report from lender data, the mismatch often traces back to a bank or the underlying identity record.
Reviewed by the Harsiddhi Services documentation team · Last updated: July 2026.
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Changing your name? We publish it in the Gujarat Gazette, start to finish — ₹3,000 all-inclusive (Express ₹5,500), published within 60 working days or a 100% refund.
Normal plan: your published Gujarat Gazette within 60 working days. Express: within 30 working days — counted from the working day after full payment is received and your application number is generated, and we confirm your exact end date in writing. Working days are days the Gazette Department, Rajkot is open; Sundays, 2nd and 4th Saturdays and Government of Gujarat public holidays are not counted. If we miss your window you get a 100% refund of your invoice within 24 hours — no deduction for the Government fee, e-stamp, notary or drafting — and we still deliver your Gazette at no further service charge. In practice most of our filed gazettes publish within about 15 days of filing. The full terms are sent with your quote, before you pay.
