Insurers check the policy name against your identity documents at claim time. Here's how a correction works β best done before a claim.
Life, health and general insurers issue policies in a policyholder's (and nominee's) name and verify it against identity documents, particularly at claim time. The sector is regulated by the Insurance Regulatory and Development Authority of India (IRDAI), though each insurer administers its own policy-servicing process.
A common cause is a policy taken in a maiden name that was never updated after marriage. A spelling or initial difference from Aadhaar/PAN, or a nominee's name that doesn't match their documents, can also flag a mismatch.
For a minor difference, the insurer's own endorsement process with an existing document may suffice. Where a genuine name change underlies it, a Gujarat Gazette establishes one consistent name that the insurer can align the policy to. The insurer then updates the policy through its endorsement process.
Where a name change underlies the endorsement, we prepare the Gazette and documentation. See our insurance claim problem page and insurance policy guide. The insurer decides the endorsement under its own rules.
Tell us what the policy and your IDs show, and we'll advise how to align them β ideally before you ever need to claim.
Call: +91 94267 80195
Changing your name? We publish it in the Gujarat Gazette, start to finish — ₹3,000 all-inclusive (Express ₹5,500), published within 60 working days or a 100% refund.
Normal plan: your published Gujarat Gazette within 60 working days. Express: within 30 working days β counted from the working day after full payment is received and your application number is generated, and we confirm your exact end date in writing. Working days are days the Gazette Department, Rajkot is open; Sundays, 2nd and 4th Saturdays and Government of Gujarat public holidays are not counted. If we miss your window you get a 100% refund of your invoice within 24 hours β no deduction for the Government fee, e-stamp, notary or drafting β and we still deliver your Gazette at no further service charge. In practice most of our filed gazettes publish within about 15 days of filing. The full terms are sent with your quote, before you pay.
